Many Micro, Small, and Medium Enterprises (MSMEs) in India face funding challenges, hindering their growth. The Indian government has introduced various financial schemes to support MSMEs in 2025, including the Pradhan Mantri Mudra Yojana (PMMY) for collateral-free loans, the Prime Minister’s Employment Generation Programme (PMEGP) for first-time entrepreneurs, and the Credit Guarantee Fund Trust for Micro & Small Enterprises (CGTMSE) for those lacking collateral. Other schemes include the Credit Linked Capital Subsidy Scheme (CLCSS) for technology upgrades, the Fund of Funds for equity investments, and initiatives to assist stressed MSMEs. Each scheme addresses specific business needs, helping entrepreneurs realize their goals.

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