Holt Xchange, a Montréal-based venture capital firm, is utilizing the equity crowdfunding platform FrontFundr to raise the final $2.5 million of its $10 million target for its FinTech seed fund. This decision comes amid challenging conditions for VC fundraising. Holt Xchange has already secured nearly $7.5 million from 86 investors and plans to use the new capital to support its top portfolio companies. The firm emphasizes that this fundraising approach is not traditional crowdfunding, as it exclusively targets accredited investors. Holt Xchange has invested in 30 companies across 10 countries and manages $14 million in assets.