After topping up your Supplementary Retirement Scheme (SRS) account, it’s crucial to invest those funds instead of leaving them to earn a mere 0.05% interest, which is inadequate against inflation. As of 2023, 19% of SRS funds remained in cash, a significant reduction from 24% in 2021, with more investors exploring bonds and equities. A recommended investment is the SPDR Dow Jones Industrial Average ETF Trust (D07), which tracks major U.S. stocks and has shown an annual return of 8.75% since 1998. Using SRS funds for ETFs like D07 can enhance retirement savings and provide valuable market exposure.